Tracy and I have been married for 20 years, and during that time, we have always
      carried some form of debt. At one point in our marriage, we found ourselves being
      obligated to 20+ creditors and about $40,000+ in debt outside of our mortgage. But
      because we decided to utilize the Financial Fitness Program and apply its principles,
      we have been able to eliminate seven of the last eight creditors and the $25,000 that
      we still had remaining from the original $40,000. However, we didn’t do that without
      challenges; we had to buy a new car, we had to pay over $1,000 in home repairs, Tracy and I both had
      medical outpatient surgeries that we had to pay as well. But if it were not for our coaches and mentors,
      Tracy and I would have probably spent our entire life carrying that debt. We would have been stuck
      square in the Financial Matrix; but now because of the Financial Fitness Program, we are able to spend
      the rest of our lives chasing our dreams!
    
Joe Clark
         
        
            
      My wife and I started the Financial Fitness Program in January of 2014. At the time,
      our debt totaled roughly $163,000 to include our home. Student loans, personal loans,
      auto loans, mortgage, medical bills, credit cards, energy efficient windows, you name
      it, we financed it! Fast forward to today, we have one medical bill and our mortgage
      left. In two years, with the income we were already making and going through a job lay
      off, we still managed to pay off $43,000 of debt!!! The principles work if you work them!
      We have set a goal of being completely out of debt by August 10th, 2018! I LOVE telling people this story
      to help them start their journey towards financial freedom!
    
Brett Stephens